How To Work Life and Health Insurance

How To Work Life and Health Insurance
During the financial planning for the future, he should get the part of the insurance is as important as investing needs. If the investment is intended to increase the value of your property in the future, insurance is a way to protect assets and wealth you build. With insurance, you have at least tried to transfer some of the risk of unpleasant things that might happen to you in the future.

Public benefits and health insurance
If you include people who are allergic to insurance, even found to have the same assurance that there are other people waiting for you hurt, discard the thought. The function of insurance is actually a noble, because it is also used to protect assets and wealth you get up effortlessly, insurance can also be used to maintain the survival of your wife / husband, your children and other family members without suffering a shortage of equipment, just in case First let the world.

In my personal point of view, there are two types of insurance are most urgently needed. The first is that life insurance provides protection against death and the other is the cost of insurance as a health guarantee. If I am not mistaken, no man since the days of Adam who have never experienced the pain, let alone live up lasting for centuries.

How to work life and health insurance
After experiencing the benefits of life insurance and general health, the next question you should know the answer is how life and health insurance you choose.

Loh why bother to find?
The answer is simple, because insurers spend, and not vice versa, so as to maximize insurance coverage with the least cost is a must.

The wheels of life and health insurance on the other, in general we can say the same thing. Whenever there is a new communication policy, the insurance company will make the process of assessing whether the insurance applicant is eligible to be insured. This process is known as underwriting. As an applicant, you must provide a description franchise when interviewed related to your medical history in the past. If deemed necessary, by a third party insurance company will also conduct a thorough review of the health status of the applicant.

Each insurance policy has always included one or more provisions governing the rights and obligations of the insurance company by policyholders. There are many provisions are made to protect insurance companies the possibility of an application that is not supposed to happen. So never negligent in providing information to the insurance company, or you have applied will not be honored. Worse, you could be sued if it is proven cheating fraud.

Each insurance operating in Indonesia, to both local and foreign company should be strictly validated by the regulatory authorities, in this case the government, so it does not need to be a case of "hard claim" same "does not claim". If you get insurance quotes that highlight the ease of claim as an advantage, just ignore it, because the ease of claims is as it should be a level of service that must be met by a company of insurance.

When choosing Life Insurance / Health
Insurance companies are always active attention to what the customer needs, in this case, the policyholders. Do not serve you at the time of submission of the single policy. Ask how many awards that have been made in the affairs of the relevant insurance company or customer satisfaction Customer Satisfaction price. Also, consider the major insurance companies name, age, the insurance company, as a result of its total assets.

Finally, one thing you should always remember when choosing insurance, the greater motivation every insurance company might pursue profit. So do not be surprised if at any time you find an insurance agent (especially those who are beginners) more ardent merchandise offer to listen carefully to the needs of the potential client. Remain critical and studied in detail all the offers that are given to you, it is really necessary or not. Also, examine the workings of life and health insurance this time.

Keyword: how work life insurance, how work health insurance, how to work life and health insurance.

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